Business credit cards work virtually the same as personal credit cards. They allow you to purchase on credit, build your business credit scores, and earn rewards on eligible purchases.
Business credit cards, though, should be used for business expenses only. As a result, the categories for which you can earn points after you spend are more in line with business needs. These are categories like utilities, marketing, office equipment and supplies, and others.
When you’re choosing a business credit card for your business, factors like credit limits, fees, and annual percentage rates should be considered. But thinking about your business’s needs is important, too. For example, if you do business internationally, you should note foreign transaction fees. If you travel often for work, make sure your card includes travel rewards — both Blue Sky Bank business cards options include rental car perks.
Our team is happy to explain each of our Blue Sky Bank business credit card offerings in detail and help you evaluate which one best fits your business. If you have any questions or are ready to get started with us, reach out.
Blue Sky Bank offers two business credit cards to accommodate the needs of your growing business and make the most out of your business’s purchases:
Available to all applicants for both MasterCard® and Visa®.
Blue Sky Bank’s Standard Card is ideal for the business owner who doesn’t want to pay annual fees. The Standard Card comes with benefits like rental car collision damage waiver protection and online access to account information.
No Annual Fee
Convenient Access to Accounts
Blue Sky Bank’s Preferred Points Rewards Card is ideal for business owners who want to earn cash back for their business purchases for a low annual credit card fee. Rewards points can be viewed and redeemed at any time. This card also comes with extensive travel perks.
Low Annual Fee
Convenient Access to Accounts and Points
Please reference the Business Application for more information on fees.
You may also fax your completed application to Blue Sky Bank at 918-712-4799.
1 Please see application for information about current APRs and fees.
2 The creditor, issuer, and service provider of these credit cards is TIB The Independent BankersBank, N.A., not Blue Sky Bank, pursuant to separate licenses from Visa® U.S.A. Inc. and MasterCard® International Incorporated. MasterCard® is a registered trademark of MasterCard International Incorporated. Credit card products are subject to credit approval by TIB The Independent BankersBank, N.A.
3 Making late payments and going over the credit limit may damage your credit history.